One application. 50+ lending partners competing for your business.
Tell us what you need the money to do and we place it — from a $10,000 revolving line to multimillion-dollar real estate and equipment deals.
Soft credit pull only · basic intake takes 5–10 minutes
Funding Calculator
Estimate your options in under a minute.
Business Industry
Estimate only — not an offer or approval. Checking starts with a soft credit pull.
Your file is shopped across our full network, not one bank.
From a small working-capital bridge to major expansion capital.
Most complete files receive decisions inside two business days.
Basic intake takes 5–10 minutes; full financing files with documents 10–20. AI Autofill speeds it up.
Three steps from application to funded
Apply in 5–10 minutes
Tell us your revenue, time in business and how much you need. Soft credit pull only. Full financing files with documents run 10–20 minutes, and AI Autofill speeds it up.
We match your file
A funding advisor shops your profile across 50+ lending partners for the best structure and rate.
Review and get funded
Compare your offers with no obligation, sign digitally, and see funds—often within 24–48 hours.
Basic intake
- Business name, address and industry
- Ownership structure and owner details
- Annual revenue and time in business
- Contact info and how much you need
Full financing file
- Recent business bank statements
- Business tax returns
- A debt schedule, if you carry existing loans
- Any documents specific to your funding type
AI Autofill
- Add short notes in any application section
- Upload your documents and let AI map the fields
- Cut your completion time down significantly
- Reduce back-and-forth with your advisor later
Your documents stay private and secure. Bank statements, tax returns and debt schedules are transmitted over 256-bit TLS encryption and shared only with the lending partners matched to your request. We never sell your information.
Find your program by what you need the money to do
“I need cash this week”
Payroll is due, a client is paying late, or an opportunity showed up early. Revolving lines and working-capital term loans move fastest — often funded in as little as 24 hours after approval.
Business Line of Credit“I need to buy something that earns”
Equipment, trucks, medical gear, a building. The asset itself secures the deal, so approvals lean on the equipment value rather than your balance sheet alone.
Equipment Financing“My money is stuck in invoices or inventory”
Advance up to 90% of open invoices, fund confirmed purchase orders, or buy stock ahead of your season instead of waiting 30, 60 or 90 days to get paid.
Invoice Factoring“I want the lowest possible rate”
SBA and commercial real estate programs carry the longest amortizations and the lowest available pricing when your file and timeline can support a longer review.
SBA & Commercial Real EstateSee which funding options you qualify for
Four quick questions. No credit pull, no documents, no phone call to get started — just a clear read on where your business stands against 50+ lending partners. You can review the comparison tools immediately, then call or schedule time with our team for questions.
How fast do you need the funds?
Speed is one of the biggest factors in which product fits — the fastest options cost more, the slower ones cost less.
Columbus, OH · Commercial cleaning · 7 years in business · 11 employees
The situation. A property manager offered this cleaning company a standing contract to clean eight corporate office buildings overnight — more work than it had ever been offered at once. To honor the contract the owner needed commercial floor machines, a large first supply order, and two weeks of night-crew payroll before the client's first check. Her own bank wanted weeks and more paperwork; the property manager wanted an answer by month's end.
What we did.
- Read seven years of steady deposits and the signed portfolio agreement, and split the cost across equipment, supplies and payroll.
- Ruled out a line of credit (she needed one lump sum, not a revolving line) and equipment financing (most of the cost was supplies and payroll).
- Matched her to an unsecured term loan — one amount, one fixed schedule, no collateral — from a partner in the 50+ lending network.
The outcome. She bought the machines, stocked supplies, made first payroll the same week, and took the account. Her crews now clean all eight buildings every night.
Small Business Term Loan
- Amount placed
- ~$95,000
- Timeline
- Funded in days
Fort Wayne, IN · Towing & recovery · 9 years in business · 6 employees · (names changed for privacy)
The situation. The heavy-duty wrecker — the only truck that could recover a box truck, bus, or loaded trailer — lost its transmission mid-recovery on a Sunday night. The rebuild quote came back at nearly half the cost of replacing a truck already past 400,000 miles. For six weeks the owner handed those calls to a competitor, keeping the relationships alive by apologizing. His deposits still looked steady from the light-duty trucks, but the work he never got to bill was what actually hurt. He had been saving toward a second heavy unit anyway, about eighteen months short.
What we did.
- Read nine years of operating history, the deposit pattern across light and heavy work, and what the heavy calls had been worth before the truck quit.
- Ruled out revenue-based financing — repayment moves with revenue, and his revenue would be lowest exactly while he rebuilt the call volume he had given away.
- Ruled out a line of credit — a line is built for a seasonal gap that comes back, and he needed one truck, once, to own for the next decade.
- Placed him on equipment financing, where the wrecker itself is the collateral — the money was structured against the unit, not against the cash needed to keep four trucks rolling.
The outcome. He ran his first heavy call on the replacement nine days after he applied. The county never had to go looking for anybody else.
Equipment Financing
- Amount placed
- $75,000
- Timeline
- Decision within 24 hours
Outside Fort Wayne, IN · Medical staffing · 6 years in business · (names changed for privacy)
The situation. The owner had $340,000 sitting in receivables and could not cover Friday payroll. His agency places nurses and surgical techs into three regional hospital systems — his people get paid every Friday, his hospitals pay in sixty days. He had managed that gap since he opened, right up until he won a contract he had been chasing for two years. The new contract meant hiring nineteen people before a single hour of it could be billed. His bank turned him down on credit before he could explain who his customers were.
What we did.
- Read six years of operating history and invoices billed to hospital systems that pay slowly and pay every time.
- Ruled out a line of credit (out on credit score) and a term loan (a fixed payment on top of a payroll just grown by nineteen people).
- Advanced roughly $280,000 against invoices already issued — the invoice is the asset, so the credit underwritten is the hospital's, not the owner's.
The outcome. He made payroll that Friday and kept all nineteen hires. The partner who made the introduction earned $2,240 for a name and a phone number.
Invoice Factoring
- Amount placed
- ~$280,000 first advance
- Timeline
- First advance in 3 days
All 26 funding programs we place
Each program has its own page with rates, requirements and a calculator so you can size the deal before you speak to anyone.
Fast Cash Flow
Real Estate & Property
Receivables & Inventory
By Industry
Business services beyond capital
Getting funded is one half of growth. These are the services that lower your costs, bring in customers and keep your phone answered.
Three steps from application to funded
Apply in 5–10 minutes
Tell us your revenue, time in business and how much you need. Soft credit pull only. Full financing files with documents run 10–20 minutes, and AI Autofill speeds it up.
We match your file
A funding advisor shops your profile across 50+ lending partners for the best structure and rate.
Review and get funded
Compare your offers with no obligation, sign digitally, and see funds—often within 24–48 hours.
Basic intake
- Business name, address and industry
- Ownership structure and owner details
- Annual revenue and time in business
- Contact info and how much you need
Full financing file
- Recent business bank statements
- Business tax returns
- A debt schedule, if you carry existing loans
- Any documents specific to your funding type
AI Autofill
- Add short notes in any application section
- Upload your documents and let AI map the fields
- Cut your completion time down significantly
- Reduce back-and-forth with your advisor later
Your documents stay private and secure. Bank statements, tax returns and debt schedules are transmitted over 256-bit TLS encryption and shared only with the lending partners matched to your request. We never sell your information.
Questions, Answered
Seventeen distinct funding programs across working capital, asset finance, receivables and industry-specific lending — matched against a network of 50+ lending partners so the structure fits your business rather than whatever one bank happens to offer.
No. One application covers everything. We read your revenue, time in business, credit profile and timeline, then bring back the structures that fit. Most business owners end up funded through a program they had not considered.
The initial review uses a soft credit pull, which does not affect your credit score. A hard pull only happens later if you move forward with a specific offer that requires one.
Basic intake — business details, ownership, revenue and contact information — takes 5 to 10 minutes. A complete financing file with bank statements, tax returns and a debt schedule takes 10 to 20 minutes. AI Autofill can pull details from documents or notes you upload to speed that up.
No. There is no cost to apply and no obligation to accept any offer. You see the terms before you decide anything.
You still have options. Several partners underwrite primarily on revenue, deposit consistency and receivables rather than credit score. Businesses in the 500s regularly get funded through revenue-based, factoring and merchant advance programs.
One application. Every option on the table.
Start with a soft credit pull and a 5-to-10-minute intake — no hard inquiry, no obligation, no cost to apply.
Your information is private and secure. Applications and documents are transmitted over 256-bit bank-grade TLS encryption, and your file is shared only with the lending partners matched to your request. We never sell your data, and the initial review uses a soft credit pull that doesn’t affect your credit score.
Prefer to talk it through? Call 1.877.977.3015
⚠ Important Financial Disclosures & Legal Compliance Notice
Informational & Analytical Purposes Only: All interactive calculators, estimation tools, text graphics, and software models provided on this landing page are intended exclusively for illustrative, informational, and preliminary analytical business budgeting purposes. Calculations, potential returns, interest factors, cash advances, and loan payment projections displayed by these tools are theoretical mathematical simulations based on user input parameters and do not represent verified financial advice, binding legal agreements, guaranteed contract conditions, or an official commitment or offer to extend commercial credit or financing.
Underwriting & Credit Approval Profiles: Actual funding approvals, transactional factor rates, loan-to-value (LTV) limits, advance distribution margins, loan durations, and legal terms fluctuate dynamically based on rigorous independent underwriting evaluation criteria. These evaluations include, but are not limited to, verifiable historical business cash flow structures, bank deposit frequencies, corporate merchant credit score, time in operation, asset evaluations, industry risk profiles, and macroeconomic market constraints. Not all applying business entities or applicants will satisfy standard criteria or qualify for peak premium advertised funding limits, rates, or programs.
Commercial Lending Limitation: The products, alternative capital options, and commercial services outlined on this website are explicitly designed for commercial, business, operational expansion, and investment purposes only. These services are completely prohibited from being utilized for personal, family, home residential consumer mortgage financing, or household consumption use.
© 2026 Trifecta Business Group, LLC. All rights reserved. Alternative commercial funding structures and loan products may be issued, processed, or backed through our strategic network of certified partner financial institutions, proprietary institutional investors, or specialized asset lenders. Rates, structural terms, and operational program limits are subject to modifications or suspension at any time without advance written notification.